Japan Finance Organization for Municipalities Japan Finance Organization for Municipalities(JFM)is a joint funding organization established under the law of Japan, which is wholly owned by all the Japanese local governments.

About Japan Finance Organization for Municipalities

Basic mechanism of JFM

Diagram:Basic mechanism of JFM

JFM is the primary public financial institution for providing long-term and low-cost financing to local governments, and it is a preferred lender to local governments for basic infrastructure-related funding.

Sustainability  JFM's Approach to the Creation of Sustainable Local Communities.

Investor Relations